Earnings Disclaimer

Last Updated: October 16, 2026

No Guarantees of Income or Results

The information provided by Retired to Rewired, including all courses, programs, coaching services, digital products, blog content, newsletters, and other materials (collectively, the “Content”), is for educational and informational purposes only.

We make absolutely no guarantee or promise of any specific financial results, income, earnings, or profits from using our Content, strategies, methods, or advice.

Your Results Will Vary

Every individual’s results will vary based on numerous factors, many of which are beyond our control. Your success depends on your own effort, dedication, skills, knowledge, abilities, network, market conditions, competition, timing, and countless other variables.

The testimonials, case studies, examples, and success stories we share are not typical results. They represent exceptional outcomes achieved by specific individuals under specific circumstances. These results should NOT be considered as average, expected, or guaranteed outcomes.

Factors Affecting Your Results

Your ability to generate income from the strategies we teach depends on many factors, including but not limited to:

Individual Factors

  • Your prior experience, skills, and expertise
  • Your work ethic, commitment, and consistency
  • The time and effort you invest
  • Your ability to learn and implement new strategies
  • Your communication and marketing skills
  • Your willingness to take action and overcome obstacles
  • Your financial resources available for investment in your business
  • Your existing network and relationships

Market Factors

  • Market demand for your specific expertise or products
  • Competition in your chosen niche or industry
  • Economic conditions and trends
  • Platform policies and algorithm changes
  • Technology changes and accessibility

Other Variables

  • The specific income stream you choose to pursue
  • How accurately you implement the strategies taught
  • External circumstances beyond anyone’s control
  • Luck, timing, and unforeseen opportunities or challenges

Testimonials and Case Studies

From time to time, we may share testimonials, case studies, success stories, or income examples from students, clients, or other individuals who have used our Content.

Important Disclaimers About Testimonials:

  • Not Typical Results: These testimonials represent extraordinary results achieved by specific individuals. They are NOT representative of typical, average, or expected outcomes.
  • No Guarantee: The fact that someone else achieved certain results does NOT mean you will achieve similar results, even if you follow the same strategies.
  • Individual Circumstances: Each person’s results depend on their unique situation, background, effort, and countless other factors.
  • Truthfulness: While we believe all testimonials shared are truthful and accurate as reported by the individuals, we cannot independently verify all claims or guarantee their accuracy.
  • Incentives: Some individuals providing testimonials may have received compensation, free products, or other incentives. This does not diminish the truthfulness of their statements but is disclosed for transparency.

Aspirational Content

Some of our Content may discuss income potential, business opportunities, or financial goals in an aspirational manner designed to motivate and educate.

These aspirational statements are NOT guarantees, promises, or predictions of your individual results.

They represent:

  • Hypothetical scenarios for educational purposes
  • General industry data or trends
  • Potential outcomes in ideal circumstances
  • Examples of what may be possible (but not typical or guaranteed)

Required Effort and Investment

Building a successful online business requires:

  • Time: You must invest significant time learning, implementing, and refining strategies
  • Effort: Success requires consistent action, hard work, and persistence through challenges
  • Money: You may need to invest in tools, software, education, advertising, or other business expenses
  • Learning: You must be willing to learn new skills, adapt to changes, and continuously improve
  • Risk: All business ventures involve risk, including the risk of financial loss
  • There are no “get rich quick” schemes, shortcuts, or magic formulas. Anyone who promises easy money or guaranteed results is being dishonest.

Forward-Looking Statements

Our Content may include forward-looking statements about potential opportunities, market trends, or business strategies. These statements are based on our current beliefs and assumptions.

Forward-looking statements are inherently uncertain and subject to change. Actual results may differ significantly from any projections or predictions discussed.

We cannot guarantee that:

  • Any strategy will continue to work in the future
  • Market conditions will remain favorable
  • Platform policies will remain unchanged
  • Technology will remain accessible or affordable
  • Competition will not increase

Third-Party Products and Services

We may recommend, promote, or reference third-party products, services, tools, or platforms (including affiliate products).

Disclaimers for Third-Party Recommendations:

  • We do not control or guarantee the quality, effectiveness, or results from third-party products or services
  • Your experience with third-party products may differ from ours or from others’ experiences
  • Third parties may change their products, pricing, or policies at any time
  • We are not responsible for the actions, claims, or failures of third-party providers
  • Some recommendations may be affiliate relationships where we earn commissions
  • We only recommend products and services we genuinely believe in, but ultimately you must conduct your own due diligence before making any purchase decisions.

Due Diligence Required

Before implementing any strategy or making any business or financial decision based on our Content, you should:

  • Conduct your own research and analysis
  • Consider your personal circumstances, goals, and risk tolerance
  • Consult with qualified professionals (accountants, attorneys, financial advisors, business consultants)
  • Verify any claims or information independently
  • Start small and test before making significant investments
  • Understand that you are solely responsible for your decisions and outcomes

No Professional Relationship

The Content we provide does NOT create any professional relationship between you and Retired to Rewired, Bob Moore, or any affiliated persons.

We are NOT:

  • Your financial advisors
  • Your accountants or tax professionals
  • Your attorneys or legal counsel
  • Your business consultants (unless you engage us specifically for consulting services)
  • Guarantors of your success or income
  • You should not rely on our Content as a substitute for professional advice tailored to your specific situation.

Assumption of Risk

By using our Content and implementing any strategies, you acknowledge and accept that:

  • You assume all risk associated with starting and running a business
  • You may lose money from business expenses, failed ventures, or poor decisions
  • Past performance is not indicative of future results
  • No outcome is guaranteed regardless of effort or investment
  • You are solely responsible for your actions and their consequences
  • We are not liable for any losses, damages, or negative outcomes resulting from your use of our Content or your business decisions.

Changes to Market Conditions

The online business landscape changes constantly. Strategies that work today may become less effective or obsolete in the future due to:

  • Changes in consumer behavior or preferences
  • New technologies or platforms
  • Increased competition
  • Algorithm updates on social media or search engines
  • Economic shifts or recessions
  • Regulatory changes or new laws
  • Platform policy changes
  • We cannot predict or control these changes. What works now may not work in the future. You must remain adaptable and willing to evolve your strategies.

Income Examples and Ranges

When we provide income examples, ranges, or potential earnings:

  • These are for illustrative purposes only
  • They may represent best-case scenarios or exceptional results
  • They are NOT promises, guarantees, or predictions of your results
  • They may be based on aggregated data that includes outliers
  • They may not account for expenses, taxes, or other costs
  • They represent gross revenue, not net profit
  • Most people who attempt to build online businesses do not generate significant income, especially in the early stages. Many people never earn back their initial investment.

Your Responsibility

Ultimately, you are 100% responsible for:

  • Your decision to use our Content
  • How you implement (or fail to implement) the strategies taught
  • Your business decisions and outcomes
  • Your financial results (positive or negative)
  • Your compliance with laws and regulations
  • Your ethical conduct in business
  • We provide education and guidance, but we cannot do the work for you or guarantee your success.

Realistic Expectations

We encourage you to maintain realistic expectations:

  • Building a business takes time – most successful businesses take months or years to become profitable
  • Success requires work – there are no shortcuts or easy paths to sustainable income
  • Failure is possible – many businesses fail, and you may not succeed despite your best efforts
  • Income is unpredictable – especially in the early stages, income may be sporadic or inconsistent
  • Competition exists – others are pursuing similar opportunities, which may impact your results
  • If you’re not prepared to invest time, effort, and possibly money without any guarantee of return, entrepreneurship may not be right for you.

Questions or Concerns

If you have questions about this Earnings Disclaimer or need clarification about any statements we’ve made regarding income potential, please contact us:

Acknowledgment

By using our website, purchasing our products, or consuming our Content, you acknowledge that:

  • You have read and understood this Earnings Disclaimer
  • You accept that we make no guarantees of income or results
  • You understand that testimonials and examples are not typical results
  • You assume all risk for your business decisions and outcomes
  • You will not hold us liable for any losses or negative outcomes
  • You agree to conduct your own due diligence before taking action

Legal Compliance

This Earnings Disclaimer is designed to comply with Federal Trade Commission (FTC) guidelines and other applicable regulations regarding income claims and testimonials.

We are committed to honest, transparent communication about business opportunities and realistic expectations.

PLEASE READ THIS DISCLAIMER CAREFULLY. YOUR USE OF OUR CONTENT CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS.

Thank you for understanding that while we’re committed to providing valuable education and support, your success ultimately depends on your own efforts, decisions, and circumstances. We’re here to guide you, but we cannot guarantee your results.

Let’s build something great together—with realistic expectations and genuine effort.

Retired to Rewired
Bob Moore, Founder
support@retiredtorewired.com · 31 Chad Court, Coralville, IA 52241